Australia's AI Insurance Guidance Agent — Free

Understand your
insurance options
in plain English

Ask Archie about life, home, car, health or business insurance. Get clear, unbiased guidance tailored to the Australian market — then connect with a licensed broker.

Australian market focus
Instant guidance
Broker handoff included
No personal data stored

Important: Archie provides general information only — not personal financial advice. Archie is not a licensed insurance adviser or AFS Licence holder. Always consult a licensed insurance broker or financial adviser before making insurance decisions. The information provided does not take into account your individual circumstances.

LIFE INSAIA · TAL · MLC · Zurich · Clearview
HOMENRMA · AAMI · Allianz · Budget Direct · Youi
HEALTHBupa · Medibank · HCF · nib · ahm
BUSINESSQBE · CGU · Vero · Allianz · AIG
CTPMandatory in all Australian states & territories
INCOME PROTUp to 70% of pre-disability income
LIFE INSAIA · TAL · MLC · Zurich · Clearview
HOMENRMA · AAMI · Allianz · Budget Direct · Youi
HEALTHBupa · Medibank · HCF · nib · ahm
BUSINESSQBE · CGU · Vero · Allianz · AIG
1 in 2
Aussie families underinsured
$8.4B
Life insurance paid in claims FY23
40+
Insurers compared by Archie
Free
No cost, no obligation
ASIC
Regulated insurance market
// AI Insurance Agent

Chat with Archie

Ask anything about Australian insurance. Archie will assess your needs, explain your options, and help you find the right broker.

Archie
Online · Australian Insurance Guide
General Info Only
Archie provides general information only — not personal financial advice. Not an AFS Licence holder. Always consult a licensed insurance broker before making decisions.
Quick Assessment
Your insurance situation
🛡️
Life & TPD
Personal · Income Protection
🏠
Home & Contents
General · Property
💊
Health Insurance
Private Health · Hospital & Extras
🏢
Business Insurance
Commercial · Liability
🚗
Car Insurance
CTP · Comprehensive · Third Party
🤝 Connect with a Licensed Broker
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Regulatory Note
AFSL & ASIC compliance

Archie provides general information only under s766B of the Corporations Act 2001 — not personal financial product advice.


Insurance products in Australia are regulated by ASIC and APRA. Only holders of an Australian Financial Services Licence (AFSL) may provide personal advice.


Always read the Product Disclosure Statement (PDS) before purchasing any insurance product.

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🛡️ Life Cover Calculator
Estimate how much life insurance you need based on your situation
💰 Income Protection Calculator
Estimate your income protection benefit and cost
🏥 Medicare Levy Surcharge Check
Find out if you're liable for the MLS and whether private health cover makes financial sense
🏠 Home Cover Estimator
Estimate how much building and contents cover you need
Upload & Analyse Documents
AI extracts key details from your insurance docs
Drop your insurance document here
Policy schedule · Renewal notice · PDS · Certificate of currency
PDF · PNG · JPG · Max 5MB
Policy Schedule Renewal Notice Certificate of Currency PDS PDF / Image
Processed by Anthropic AI · Not stored by Archie
📋 Document Analysis
What Archie can extract
From your insurance docs
Policy type & insurer✓
Sum insured / cover amounts✓
Premium & renewal date✓
Excess amounts✓
Key exclusions flagged✓
Cover gaps identifiedAI assessment
Privacy note: Your document is sent securely to Anthropic's AI for analysis only. It is not stored by Archie. Do not upload documents containing sensitive personal identification numbers.
🛡️
Life Insurance
Pays a lump sum to your beneficiaries if you die or are diagnosed with a terminal illness. Essential for anyone with dependants or a mortgage.
Term LifeInside SuperOutside SuperTerminal Illness
🦽
TPD Insurance
Total & Permanent Disability cover pays a lump sum if you become permanently disabled and can't work. Available inside or outside superannuation.
Own OccupationAny OccupationSuper Linked
🩺
Trauma / Critical Illness
Lump sum paid on diagnosis of specified conditions like cancer, heart attack or stroke. Covers costs that aren't covered by health insurance.
Cancer CoverHeart AttackStroke40+ Conditions
💰
Income Protection
Replaces up to 70% of your pre-disability income if you're unable to work due to illness or injury. Benefit periods of 2 years, 5 years, or to age 65.
Agreed ValueIndemnityWaiting PeriodTo Age 65
🏠
Home & Contents
Building insurance covers the structure; contents covers your belongings. Essential for homeowners and recommended for renters (contents only).
BuildingContentsLandlordRenters
🚗
Car Insurance
CTP (Green Slip) is compulsory in all states. Comprehensive, Third Party Property, and Third Party Fire & Theft provide varying levels of cover.
CTP (Mandatory)ComprehensiveThird Party
💊
Private Health Insurance
Hospital cover for private admission; Extras for dental, optical, physio. The MLS and Lifetime Health Cover loading incentivise early take-up.
HospitalExtras / AncillaryCombinedMLS Avoidance
🏢
Business Insurance
Public liability, professional indemnity, business interruption, workers compensation, cyber insurance and commercial property — essential for most businesses.
Public LiabilityPIWorkers CompCyber
✈️
Travel Insurance
Covers medical emergencies, trip cancellation, lost luggage and travel delays. Always read the PDS carefully — exclusions vary widely between insurers.
MedicalCancellationAnnual Multi-Trip
🐾
Pet Insurance
Covers vet bills for accidents, illness or routine care. Becoming increasingly popular as veterinary costs rise. Key providers: PetSure, Knose, Bow Wow Meow.
AccidentIllnessRoutine Care
⚠️ General information only. The above descriptions are educational summaries. Insurance products, exclusions and pricing vary significantly between providers and individual circumstances. Always read the Product Disclosure Statement (PDS) and consult a licensed insurance broker before purchasing.
⚠️ Provider information is general reference only. Ratings, pricing and features change frequently. Always verify directly with the insurer or through a licensed broker.
Major Australian Insurers — Reference Guide
Insurer Type Known For Key Products